兩岸行動支付超級比一比

Abstract

中文摘要

本篇報告主要在說明兩岸行動支付的用途以及目前行動支付的現況,因應科技技術的進步,人們不必再印製大量的鈔票作為交易的工具,支付方式的改變,使人們能有多元化的支付工具做選擇,例如:行動支付、第三方支付、電子支付,這些發明,不僅能降低紙幣帶來環境的傷害,甚至改變人們的消費習慣。

首先,略為淺談行動支付與其他支付模式的差別,再從兩岸行動支付的起源做論述,篩選出中國與台灣個別最常使用的行動支付裝置的功能與用途做比較；此外根據兩岸行動支付近期使用的現況與面臨到的問題提出適當的改善方案,並探討為何中國行動支付相較於台灣更加廣泛使用的原因,我們除了查詢相關文獻資料外,製作問卷調查,分析出台灣民眾目前對於行動支付的看法和使用上的隱憂。 綜上所述,得出台灣民眾對於行動裝置的隱私性、安全性有疑慮加上我國政府沒有加強推廣,使民眾對於行動支付一知半解,而中國則是因國內貨幣的基礎建設系統不完善，使得行動支付得以崛起；此篇文章供讀者們做日後行動支付研究使用。

Abstract The report is mainly to introduce the use of cross-strait mobile payment and the current status of mobile payment.In response to advance in technology, people do not print a large number of banknotes as a trading tool,and changes in payment methods enable people to have diversified payments. Such as: mobile payment, third-party payment, electronic payment, these inventions, not only can reduce the environmental damage caused by banknotes, and even change people's consumption habits.

First, let's talk a little bit about the difference between mobile payment and other payment models, and then discuss the origin of cross-strait action payments, and screen out the functions and uses of the most commonly used mobile payment devices in China and Taiwan. In the current situation of use and the problems faced, we propose appropriate improvement plans, and explore why Chinese action payments are more widely used than in Taiwan. In addition to querying relevant literature, we have produced questionnaires to analyze the current behavior of Taiwanese people. The perception and use of the worry.

In summary, it is concluded that the Taiwanese people have doubts about the privacy and security of mobile devices. Moreover, the Chinese government has not stepped up promotion, so that people have little knowledge about the payment of actions, while China is imperfect due to the imperfect infrastructure system of domestic currency. The payment of action has risen; this article is for readers to do future action payment research.